7 Strategies to Use Military Veterans Mortgage Programs in 2026

This guide breaks down the best military veterans mortgage programs available by goal, whether you want to buy with 0% down, lower your rate, or pull cash out. Duane Buziak (NMLS #1110647) walks through seven strategies with illustrative payment tables, 2026 VA funding fee math, and soft pull comparison shopping so veterans can choose the right loan with confidence.

7 Strategies to Find VA Loan Lenders With No Funding Fees

Many searches for the best VA loan lenders with no funding fees miss a key fact: the fee is set by the VA, not lenders, and can only be waived through a documented exemption. Duane Buziak, NMLS #1110647, outlines seven legitimate strategies veterans and service members can use to reduce, offset, or plan around the VA funding fee before locking a rate.

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Operated by Duane Buziak Mortgage Maestro, Coast2Coast Mortgage, LLC NMLS: 376205 / Duane Buziak NMLS#1110647 / NMLS Consumer Access / Legal Disclaimer – “Equal Housing Lender” This information is not intended to be an indication of loan qualification, loan approval or commitment to lend.

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